As a consequence, the market has become stagnant, further distorting the economy. However, AI has the potential to play a crucial role in addressing these challenges. By leveraging the diverse range of data available from various sources, AI can provide valuable insights into borrower behaviour this information, models can be trained to make more accurate predictions about future payment receipts from customers of all types. As a result, AI enables dynamic management of customer collections, offering organizations a proactive approach to financial stability. By effectively predicting payment patterns and anticipating potential issues, organizations can develop strategies to optimize their collection processes. Ultimately, AI empowers businesses to make informed decisions and maintain better financial equilibrium in a challenging economic environment.